OCTOBER 21, 2017


As reported in a recent, accurate report by Integrity Florida, the watchdog over Florida electricity rates, and, the Herald/Times Tallahassee Bureau Oct 2, 2017 by Mary Ellen Klas, Integrity Florida  analyzed dozens of decisions made by the Florida PSC in recent years and concluded that there is an “inordinate focus on what additional money a [utility] company wants, at the expense of attention to what the public interest needs.”

“The report details what it calls ‘egregious voting and unfair rate-making,’ a selection process that allows the utility industry to heavily influence legislators and the governor – who appoint the regulators – through campaign cash and lobbyists, and a revolving door between the Florida Legislature, the PSC and the utility industry.” A pattern of conduct.

“Make no mistake, what we’re talking about today is corruption. It’s legal corruption,” said Ben Wilcox, director of Integrity Florida at a news conference Monday. “It’s institutional corruption but it’s corruption nonetheless.”

It’s Lovern’s position that it is ILLEGAL CORRUPTION, starting with, but not limited to, 18 U.S.C. § 242. [federal felony].

The most egregious constitutional violations are connected to the Woodford Gas Reserve Project (hereinafter “Gas Project”) between FPL [owned by NextEra Energy] & PetroQuest Energy, Inc., approved by the PSC in 2014, overturned by the Florida Supreme Court (FSC) in 2016. The PSC nullified the FSC and their Order to refund $24,532,560 when [post FSC Order] it “unanimously approved a $400 million Florida Power & Light rate hike for 2017, as well as a $411 million increase over the next three years despite arguments from opponents that the decision boosts company profits at a cost to consumers and allows FPL to fund natural gas expansions that it has failed to justify as the most necessary or cost-efficient option.” Integrity Florida. In reality the alleged refund ordered by the FSC is a mirage. The current PSC Commissioners thumbed their noses at the FSC and FPL customers. PSC Commissioners think they are above the law. That will change.

GOVERNOR SCOTT (Scott) had an obligation [duty] to remove from office PSC Commissioners EDUARDO BALBIS, LISA EDGAR, ART GRAHAM, JULIE BROWN and RONALD BRISE for their malicious, intentional, illegal, actions [FL Statutes, Title XXVII, Chap. 350 – s. 350.03, s. 350.041(g) & (h) (Commissioners; standards of conduct), s. 350.043 (Enforcement & Interpretation) & ss. 112.317 (Penalties)] in the Gas Project, as they were told by the Office of People’s Counsel and their own staff that approving the Gas Project was illegal, confirmed by the FSC in a unmistakable rebuke. PSC Commissioners take an oath of office – “I do solemnly swear (or affirm) that I will support, protect and defend the Constitution and Government of the United States and of the State of Florida.”

Like Scott, PSC Inspector General, STEVEN J. STOLTING (Stolting) has conspired with PSC Commissioners and FPL et al, for failing to do his duty under Florida Law in connection to the Gas Project and recent unwarranted FPL rate hikes. ss. 20.055, which states – “Conduct, supervise, or coordinate other activities carried out or financed by that state agency for the purpose of promoting economy and efficiency in the administration of, or preventing and detecting fraud and abuse in, its [PSC] programs and operations. Lovern spoke with Stolting who stated that no PSC Commissioner had done anything wrong. Stolting nullified ss. 350.041(g) & (h), which state – “(g) A commissioner may not conduct himself or herself in an unprofessional manner at any time during the performance of his or her official duties; (h) A commissioner must avoid impropriety in all of his or her activities and must act at all times in a manner that promotes public confidence in the integrity and impartiality of the commission.”

The former & current PSC Commissioners, FPL, NextEra, Scott & Stolting are in for a surprise because the U.S. Supreme Court (SCOTUS) (citation omitted) invigorated section 42 U.S.C. § 1983 when it held that the existence of a state law remedy [Administrative] did not preclude a federal claim. [The PSC losses control]. A federal remedy is supplementary to the state remedy, and the latter need not be first sought and refused before the federal one is invoked. The Court clarified the meaning of “under color of state law,” which it construed in an earlier decision as [m]isuse of power, possessed by virtue of state law and made possible only because the wrongdoer is clothed with the authority of state law, is action taken under color of’ state law.

Where there is a deliberate failure to act, state inaction is unconstitutional when there exists a duty to act under equal protection (citation omitted). The question of liability as to Scott and Stolting comes down to whether a plaintiff can show a property entitlement arising from his reliance on a promise by the state. When the state, by its inaction has broken its own promise, it may not escape liability by invoking an artificial distinction between action and inaction.

FPL’s continuation of its criminal enterprise [RICO – unwarranted rate hikes] with the aid of the PSC, Scott & Stolting, ignored by Scott’s general counsel, Daniel Nordby, is likely headed to federal court where Lovern and his co-counsels will take back Florida and give it back to the taxpayers, breaking FPL’s stranglehold on about 5 million Floridians. As Mary Ellen Klas stated, “The watchdog over electricity rates for most Floridians has been captured by the utility industry and the result is costing consumers.”

The PSC’s arrogance, political greed, and stupidity, indicates they will not do the right thing, allowing FPL’s political contributions to lead PSC Commissioners around like they have a ring in their nose; and, making litigation unavoidable. It’s time PSC corruption comes to an end. All of NextEra’s billions will not be able to put FPL back together again. NextEra investors / shareholders, be aware. NextEra is facing hundreds of billions of dollars in legitimate federal liability.

Scott, Stolting, the PSC, FPL / NextEra, and their approximate 38 lobbyists, better wake-up and smell the coffee because federal lawsuits are coming, and hopefully federal criminal prosecution. [U.S. Dept. of Justice – Office of Civil Rights]. No state official involved has immunity, civil or criminal. [SCOTUS precedents].

FYI – State officials will not be using taxpayer money for personal legal expenses, as they have in the past. Pam Bondi, Florida Attorney General, is MIA. Lovern will be taking additional, appropriate actions against lawyers involved.

Stay tuned.





UPDATE: 10/23/17

Newell Brands, Jarden & Yankee Candle lawyers now on the case investigating fake Yankee Candles. Lovern is cooperating with Yankee Candle to protect its Brand.

OCTOBER 21, 2017


Prescott Lovern, Sr. recently purchased Yankee Candles on Amazon only to discover that they are fake. He reached out to Newell Brands [they own Yankee Candle] general counsel, Bradford Turner (Turner) for a second time, who never responded. He then contacted Yankee Candle CEO, Hope Margala, who also ignored Lovern. Turner had been warned by Lovern previously but Turner ignored Lovern both times.

Fake Yankee Candles were seized in the U.K. in 2016, and, this past summer 8000 fake Yankee Candles were also confiscated in the U.K.

For some reason Yankee Candle executives don’t seem to care that Yankee Candles are being ripped off by illegal fakes, therefore, consumers be aware. Amazon could care less. They have Yankee Candle fakes in stock and are shipping them. Who knows how many fakes have penetrated the market in the U.S.

Amazon has a history of selling fake products. Lovern keeps an inventory of fake products from Amazon.



SEPTEMBER 21, 2017

PRESCOTT LOVERN, SR. LEGAL NEWS – Prescott Lovern, Sr. (Lovern)

The House & Senate Appropriations Committees are covering-up serious violations of the Federal False Claims Act (FCA) that involves $ Billions of taxpayer dollars handed out that the recipient was not entitled to.

Lovern reached out to Rep. Tom Graves & Senator Capito whose sub-committees are directly involved but they ignored it. Apparently Billions of taxpayer dollars obtained illegally is not a big deal.

Staffers are refusing to take calls. Speaker Ryan & Mitch McConnell are MIA. What members of Congress don’t seem to understand is that they are NOT immune under the FCA and its conspiracy statute. Lovern has the legal authority to file the lawsuit to recover the money. [DOJ was put on written Notice weeks ago].


Stay tuned.





UPDATE: October 3, 2017

New U.S. Treasury General Counsel, Brent McIntosh, ignoring this serious legal matter. Is it because his former law firm, Sullivan & Cromwell, represents many of the defendants listed below? How can McIntosh do his job with so many conflicts of interest? Is this why Treasury Secretary, Steven Mnuchin, is also ignoring this massive theft of money from U.S. Citizens?

SEPTEMBER 20, 2017

PRESCOTT LOVERN, SR. LEGAL NEWS – Prescott Lovern, Sr. (Lovern)

[Plaintiff lawyers interested in a case bigger than "BIG TOBACCO," contact Lovern at 941-870-8072. This case can support a 1000 lawyers. (This case has not been filed yet) [Plaintiff lawyer slots filling up fast].

This is the case I have been referencing in previous press releases. It’s on behalf of MasterCard & VISA credit card Cardholders, never before litigated. I will have to piece mill the pleading due to its size. No defendant walked away from the Conspiracy, or, reported it to authorities. This case is also connected to the previous press release about Senator Crapo. The Obama Administration covered this up for 8 years.



PRESCOTT LOVERN, SR. et al - [et al are plaintiff litigation lawyers]

Named Plaintiff – Class RICO Civil Conspiracy

And, As Private Attorney General

on behalf of himself and the General Public



MASTERCARD INCORPORATED et al. – [Defendant list has changed, mitigation ends 10/12/17, close of business]



(Civil RICO Conspiracy Class Claims with jury demand; and,

Action Pursuant to the District of Columbia Consumer Protection Procedures

Act for Damages with jury demand)


1.         This case is about the largest criminal enterprise in the history of the United States. The Interchange Fee (IF) conspiracy (“IF Conspiracy,” or “Conspiracy”). It’s impossible to name all the participants. The named defendants is a cross section of society to show just how greedy Corporate America has become, and, just how corrupt government is to allow Corporate America to illegally transfer wealth [Trillion of dollars] from the American people to their corporate / personal pockets…     PRESCOTT LOVERN, SR. (Plaintiff) who is acting as named plaintiff in civil RICO class action; and, Private Attorney General (PAG) on behalf of himself and the general public, respectfully brings this right of action before the Court pursuant to 18 U.S.C. §1961 et seq. (RICO); and, the DoC of Columbia Consumer Protection Procedures Act (“DCCPPA”), D.C. CODE ANN. § 28-3901 et seq. 1





SEPTEMBER 20, 2017

PRESCOTT LOVERN, SR. LEGAL NEWS – Prescott Lovern, Sr. (Lovern)

Victims of the Equifax Data Breach are being denied [confirmed] new social security numbers (SSN) by the Social Security Administration (SSA) [Obama Holdovers]. President Trump doesn’t even know about this, as SSA is trying to keep it quiet. Victims are entitled to a new SSN.

From the Federal Trade Commission:

“The SSA may assign a new Social Security number to you if you are being harassed, abused, or are in grave danger when using the original number, or if you can prove that someone has stolen your number and is using it. You must provide evidence that the number is being misused, and that the misuse is causing you significant continuing harm.”

“The SSA lets you apply for an original Social Security number or a replacement Social Security card for free.”

The Congressional oversight committees for SSA will not let you talk to anyone, nor will they identify staff members. ZERO TRANSPARENCY. The GOP obviously feels they do not have to talk to the American People.

This outrageous behavior at SSA will not stand, trust me.

Stay tuned.



September 12, 2017 - [updated 09/14/17 - see in red]

PRESCOTT LOVERN, SR. LEGAL NEWS – Prescott Lovern, Sr. (Lovern)

Attorneys that Lovern will file disciplinary complaints against in the first round of the Wells Fargo fake accounts scandal. [NOTE – Complaint allegations against these lawyers will not be disclosed in this press release].

James Strother [former general counsel], C. Alan Parker [current general counsel], Pamela Pearson [senior litigator] – Wells Fargo (WF)

Mike Miller – Partner Morrison Foerster [represents WF]. Larren M. Nashelsky, managing partner Morrison Foerster.

Issac deVyver, Ben Sitter, Jarrod Shaw  – McGuire Woods [represent WF]

Diana Weiss [Network Global General Counsel], Caroline Cheng [USA General Counsel {former White House Counsel to President Obama}] – PricewaterhouseCoopers (PWC) [PWC investigated and wrote Report for WF Directors on scandal].

Jonathan Su [former White House Counsel to President Obama] – Latham & Watkins [retained to represent PWC after PWC accused of covering-up federal felonies connected to scandal].

David J. Beveridge – Shearman & Sterling (S&S) [Global Managing Partner S&S].

Amy Friend – Senior Deputy Comptroller & Chief Counsel, Office of the Comptroller of the Currency (OCC). The OCC regulates Wells Fargo Bank. Julie Williams, former Chief Counsel / Deputy Comptroller OCC; Dan Stipano, former Chief Counsel OCC.

Scott Alvarez – just retired General Counsel, Federal Reserve Board (FRB). Wells Fargo & Co. [holding company] is regulated by the FRB.

Every licensed lawyer knows that when Wells Fargo opened a fake account without their customer’s knowledge and approval, state & federal laws were violated. Here are a handful of federal felonies in play, but not limited to – 42 U.S.C. § 408(a)(8) [social security numbers]; 18 U.S.C. § 3 [accessory after-the-fact]; 18 U.S.C. § 4 [misprision of felony]; 18 U.S.C. § 371 [conspiracy]; 18 U.S.C. § 241 [federally protected rights]; 15 U.S.C. § 1681q [FCRA]; 18 U.S.C. § 1961 et seq. [RICO]. (fake accounts scandal hereinafter referred to as “scandal”).

American Bar Association (ABA) Model Rule 8.3(a) states:

(a) A lawyer who knows that another lawyer has committed a violation of the Rules of Professional Conduct that raises a substantial question as to that lawyer’s honesty, trustworthiness or fitness as a lawyer in other respects, shall inform the appropriate professional authority.

Every jurisdiction has the exact or very close to the same standard in their Rules of Professional Conduct. Have any lawyers connected to the scandal been reported for misconduct. Not to my knowledge. All lawyers are required to report attorney misconduct, even if it is a colleague; however, every lawyer connected to the scandal will claim confidential and/or attorney/client privilege. WRONG!

In New York (NY) where much of the scandal attorney misconduct has occurred, NY’s Rules state – (b) A lawyer may reveal or use confidential information to the extent that the lawyer reasonably believes necessary; 6) when permitted or required under these Rules or to comply with other law or court order [underline added]. The District of Columbia Rules state you can use confidential information “to prevent, mitigate or rectify substantial injury to the financial interests or property of another.”

More important federal law [18 U.S.C. § 4] states – “Whoever, having knowledge of the actual commission of a felony cognizable by a court of the United States, conceals and does not as soon as possible make known the same to some judge or other person in civil or military authority under the United States, shall be fined under this title or imprisoned not more than three years, or both.” To my knowledge no lawyers connected to the scandal are facing disciplinary action, and, there is no evidence any lawyer has complied with 18  U.S.C. § 4.

All licensed attorneys are “Officers of the Court.” On admission to practice in federal court attorneys swear under oath – I _______________________, DO SOLEMNLY SWEAR (OR AFFIRM) THAT AS AN ATTORNEY AND AS A COUNSELOR OF THIS COURT I WILL CONDUCT MYSELF UPRIGHTLY [word salad] AND ACCORDING TO LAW, AND THAT I WILL SUPPORT [not abide by] THE CONSTITUTION OF THE UNITED STATES. [underline added]. Similar jurisdictional license Oaths are given. This is like a four year old telling his mommy after being told not to eat any cookies, “I’ll try not to eat all the cookies.”

How nice if lawyers would abide by all laws and the U.S. Constitution. The number of attorneys who have violated the law and committed serious ethic’s violations in connection to the scandal is staggering, YET, NO ONE is talking about it, much less doing anything about it. If ordinary citizens had done what I’m talking about they would be sitting in jail, denied bail, awaiting trial.

Too many lawyers think they can decide when and what laws they have to abide by. How do they get away with this behavior?  Easy, 1) Congress is controlled by lawyers; 2) judges are nothing but lawyers in black robes; 3) if a disciplinary complaint is filed, who makes the decision about discipline? Lawyers. Not trying to steal a phrase, it’s a rigged system. Not all lawyers are corrupt, but way too many are.

Here is the result of the attorney misconduct associated with Wells Fargo:

FROM WELLS FARGO 2016 10K – “If Wells Fargo were to fail, it may be resolved in a bankruptcy proceeding or, if certain conditions are met, under the resolution regime created by the Dodd-Frank Act known as the ‘orderly liquidation authority.’ ”

The “scandal” is just the beginning of attorney misconduct exposure. Just like in the Wizard of Oz, when the curtain was pulled back, wait until you find out what lawyers did in the MasterCard / VISA Credit Card, [yet to be litigated], CRIMINAL ENTERPRISE. If you want to “Drain the Swamp,” you have to start with the lawyers.

Stay tuned.



SEPTEMBER 1, 2017 – [Updated 09/07/17] – [Updated 09/12/17 in red]

PRESCOTT LOVERN, SR. LEGAL NEWS – Prescott Lovern, Sr. (Lovern)

“Wells Fargo (WF) has uncovered up to 1.4 million [roughly 3.5 million total] more fake accounts after digging deeper into the bank’s broken sales culture.”

What NO ONE is talking about are the millions of federal felonies committed by Wells Fargo employees, sanctioned by certain senior management, and, covered-up by the Directors / Executives / Lawyers. The law firms of Shearman & Sterling (S&S) and McGuire Woods (MWs) have been working on the the fake accounts issue along with Morrison Foerster (MF) and PricewaterhouseCoopers LLP (PWC) but they never brought up all the federal felonies.

42 U.S.C. Sec. 408(a)(8) (hereinafter “408(a)(8)”) states – “Whoever discloses, uses, or compels the disclosure of the social security number of any person in violation of the laws of the United States shall be guilty of a felony and upon conviction thereof shall be fined under title 18 or imprisoned for not more than five years, or both.”

Every time a “fake account” was opened a person’s social security number (SSN) was used and disclosed.

Most people think 408(a)(8) only applies to the Social Security Act. Wrong. It applies to any violation of federal law that involves a SSN. Its purpose is to protect against the misuse of social security numbers.

From the U.S. Court of Appeals:

“The 1981 amendment clearly shows that the statute is not limited to the social security context.”

“Congress has therefore explained that the words “for any other purpose” mean precisely what they say.”

“In 1976, however, the reach of the penalty became substantially broader; the statute was amended to include not only those who sought unauthorized or excessive federal benefits, but also those who misused social security numbers “for any other purpose.” Tax Reform Act of 1976, Pub.L. No. 94-455, sec. 1211, 90 Stat. 1520, 1711 (1976).”

One of WF’s defense law firms, Morrison Foerster [MF], helped WF cover up SSN criminal violations associated with “fake accounts” and VISA credit card applications. Other law firms are being investigated. Not only is WF et al covering up violations of 408(a)(8) in relation to “fake accounts,” they are covering-up millions more violations connected to VISA Credit Card Applications going back years whereby WF did not provide federal statutory required disclosure when compelling & using SSNs associated with VISA credit card applications. The OCC, Wells Fargo’s regulator, has been covering this up since the beginning of the Obama Administration. If the OCC had done its job Wells Fargo might not be facing bankruptcy.

The American Bankers Association (ABNKA) [now hiding] was given evidence of the MasterCard / Visa Application SSN violations [42 U.S.C. § 408(a)(8), 18 U.S.C. §§ 3 & 371 + federal disclosure laws] years ago, and they elected to cover-up as to their member banks who issue MasterCard / VISA credit cards. The ABNKA, Wells Fargo, MF, S&S, PWC, MWs, certain MC / Visa credit card issuing banks, regulators, bank executives and lawyers, certain affinity card issuing bank partners [Walmart & Amazon included], certain Foreign Central Banks, certain foreign banks including Banco Santander S.A. / Santander N.A., Mastercard, Inc. & Visa, Inc. will be named in upcoming litigation that involves trillions of dollars in liability. It was necessary to wait for an honest Federal Administration to bring these civil cases forward as the Obama Administration covered all this up. The National Banking Regulators have set-up every National Bank who issues MasterCard and/or VISA credit cards for bankruptcy. Like most crimes, it’s the cover-up that brings down companies and people.

FROM WELLS FARGO 2016 10K – “If Wells Fargo were to fail, it may be resolved in a bankruptcy proceeding or, if certain conditions are met, under the resolution regime created by the Dodd-Frank Act known as the ‘orderly liquidation authority.’ ”

It’s time greedy banks, their Regulators, Directors, Executives, Lawyers & Associations are held to the same standard as the average American.

Wake-up Congress & Federal Prosecutors.

Stay tuned.






AUGUST 8, 2017

PRESCOTT LOVERN, SR. LEGAL NEWS – Prescott Lovern, Sr. (Lovern)

PRESCOTT LOVERN, SR. (Lovern) has filed a Disciplinary Complaint against 3 major law firms and 17 active lawyers. The corruption inside the legal profession is out of control. Whether the guardians at the gate do the right thing remains to be seen.

Lovern never thought he would see the day that Americans had a president that truly cared more about the people than the establishment. We have such a President now.

The corruption inside Congress, the Judiciary, and still Executive Branch [unknown to the President] is over the top and the Deep State [certain Republicans & Democrats] are in a panic about losing control. It truly is time to “drain the swamp.”

In the coming weeks Lovern will expose years of investigations about corruption that involves lawyers, judges, corporations, members of Congress and government employees. The corruption reached an all-time high during the Obama Administration. The losers… Consumers [taxpayers]. The winners… the establishment. This is why Democrats and Republicans alike want President Trump out-of-office, even if accomplished by illegal means.

Those commercials you see on TV saying “buy gold and silver,” even those people don’t know how right they are considering the hidden truth about our banking industry and the criminal enterprises they have been operating for years with the governments’ knowledge.

Stay tuned.





AUGUST 16, 2017

PRESCOTT LOVERN, SR. LEGAL NEWS – Prescott Lovern, Sr. (Lovern)

This story is so bazaar, immoral, illegal and unconscionable, it is hard to believe, and it’s personal. I had a death in my family. The person had auto insurance with GEICO. There is no insured interest on the car, and the car is not in the possession of any family member. The finance company was told to pick it up.

GEICO was contacted and told about the death and that there is no Will, or Executor, and only one heir, a parent. GEICO received the death certificate. The parent attempted to cancel the policy. He was told he would have to keep paying the policy until the Executor was named by the court. GEICO knows that can take months. I thought that could not be correct so I called GEICO myself and sure enough three licensed agents in the State where the Policy was purchased told me the same thing.

The next day I contacted the CEO of GEICO, Tony Nicely’s office, attempting to make an appointment to speak to Mr. Nicely. I was immediately transferred to an escalation department who was no help at all. I was told I do not have the right to speak to Mr. Nicely.

It appears this is standard practice at GEICO. The only explanation for charging a deceased premiums when there is no insured interest in the automobile is so GEICO can pile up unpaid premiums and fees, wait until the Executor is appointed through probate, and then charge the Estate for unpaid premiums and fees as a creditor. When there is no insured interest in the auto, GEICO has no risk.

I have notified Mr. Buffett through Berkshire Hathaway numerous times about other illegal conduct at GEICO, yet he ignored it every time. I have no knowledge as to whether he knows about this, but, had he cared about the things I did report, maybe the policies at GEICO today might be fairer to their customers.

GEICO continues to engage in illegal conduct while Berkshire Hathaway reaps the profits. The Gecko is cute, but GEICO is not.

Charging the dead. That is unconscionable.

Prescott Lovern, Sr.